Finance example – CS

🚗 Vehicle Finance Quote Summary

Finance Product: CS

Here’s a quick breakdown of how Conditional Sale (CS) Finance works:

• 💸 Deposit Upfront: You start by paying a deposit—usually around 10% of the car’s price.
• 📆 Fixed Monthly Payments: The remaining balance (plus interest) is paid off in regular monthly instalments over a set term (typically 2–5 years).
• 🚗 Ownership Guaranteed: Once all payments are made, you automatically become the legal owner of the vehicle—no final fee required.
• 🔒 No Mileage or Condition Restrictions: Since you’re buying the car outright, there are no limits on mileage or wear-and-tear penalties.
• 🛠️ Modifications Require Permission: Until the final payment is made, the lender technically owns the car—so modifications need approval.
• ✅ Simple Structure: No balloon payments or surprise fees at the end—just straightforward financing.
• 📉 Higher Monthly Costs Than PCP: Because you’re paying off the full value of the car, monthly payments tend to be higher than other options like Personal Contract Purchase (PCP).

Below is an example of buying a car for £7295 paying a deposit of £295

💰 Pricing Breakdown

📆 Finance Details

📈 Rates

📄 Terms and Conditions

• We can introduce you to carefully selected lenders and may receive a commission for the introduction.
• Representative finance examples are for illustrative purposes only.
• Finance is subject to status and available to UK residents aged 18 and over.
• The lender will pay commission to the credit broker for facilitating the arrangement of your vehicle finance agreement.
• This commission is not an additional charge to you and is calculated as a percentage of the loan amount (subject to a maximum limit).

*The above example is purely for illustrative purposes only and is not an offer or guaranteed quote. Individual circumstances apply.